Tokenizing Real-World Assets in BRICS: From Global Standards to Localized Financial Infrastructure

This article explores the problems and potential solutions of tokenization of real-world assets (RWA) on blockchain infrastructure, with a focus on BRICS countries. The first part talks about basic concepts, technical architecture, benefits, and real-world applications at a global level. The second section focuses on how tokenization may be used to increase global investment in BRICS economies, backed by global reserve assets such as gold and the US dollar. The third section proposes a bespoke system for BRICS, including a native reserve currency (BRX), a hybrid interest rate system, asset custody arrangements, and reinvestment outlets for tokenized assets. The methodology draws on analytical and comparative techniques, founded on empirical blockchain project data, interest rate modeling, and regional analysis. Findings are that the use of gold as a short-term reserve asset and, ultimately, the establishment of a BRICS-backed stable currency—founded on regional legal agreements—can enable more efficient decentralized capital markets. The paper concludes with an EU integration experience-inspired roadmap.

کلیدواژه ها:

Tokenization of Real-World Assets (RWA) ، Blockchain Infrastructure ، Tokenized Bonds and Equities ، BRICS Countries ، Financial Inclusion ، Hybrid Interest Rate Model ، Decentralized Financial Infrastructure