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This is to certify that your paper entitled «Application of Digital Twin Technology in Regulatory Frameworks of the Insurance Industry and Financial Services» was indexed with 14 pages, in the CIVILICA citation database, code COI:INSDEV32_127, after evaluation and approval of the referees of the "The 32nd National Conference and the 13th International Conference on Insurance and Development: 'Reimagining Supervision in Insurance: An Innovative Path toward Effective Regulation' held in Tehran 2025.

While offering our congratulations on the indexation of your paper, please be informed that this certificate is prepared based on the information submitted by the secretariat of the above conference and the information contained in the CIVILICA database, and the accuracy of its content can be inquired at any time through link provided at the bottom of the page or scanning the code image.