Relationship between Credit Bureau and Banks Ability in Monitoring Borrowers

Countries are always looking for ways that all segments of society have access to financial resources and at the same time encourage them to be responsible for timely repayment of its installments. Also they use different monitoring mechanisms in this way. Iran Credit Scoring (ICS) is the sole and the only private credit bureau in Islamic Republic of Iran with the permission of Central Bank of Iran. In this paper, the activities and accomplishments of Iran Credit Scoring (ICS) as a successful privatecredit bureau in Islamic Republic of Iran and its role in establishing a comprehensive monitoring mechanism in the banking and insurance system is discussed.

کلیدواژه ها:

Credit Bureau ، Monitoring ، inclusive Finance ، Responsible Finance