KGROUND AND OBJECTIVES: Globally, public housing delivery faces persistent challenges in meeting the growing demand for affordable and accessible housing. Despite several national interventions, the gap between policy intent and housing outcomes remains significant. This study aimed to evaluate the effectiveness of government-funded housing delivery by examining levels of awareness, accessibility, affordability, and associated financial burdens among residents of public housing estates in Ogun State, Nigeria.METHODS: An evaluative research design incorporated both primary and secondary data. The study population comprised residents of fully completed and occupied federal housing estates. A systematic sampling technique selected ۱۳۴ housing units from a sampling frame of ۱,۳۳۷. Data were gathered through structured questionnaires and direct observations and were analysed using descriptive statistics and Pearson correlation at a ۰.۰۵ significance level.FINDINGS: Among the respondents, ۶۷% reported awareness of the housing delivery initiative, while ۵۲% indicated that housing units were difficult to access. ۴۷.۵% perceived the housing units as expensive, and ۲۲.۵% rated them as very expensive. The financial burden was notably high, with power supply (AMS = ۴.۴۷), housing costs (AMS = ۴.۲۵), and water provision (AMS = ۴.۲۳) ranked as top cost concerns. Significant correlations were observed between housing costs and water provision (r = .۹۹۴, p = .۰۰۱), power supply (r = .۹۹۲, p = .۰۰۱), and transport to work (r = .۹۷۰, p = .۰۰۶). Furthermore, ۳۸.۵% of residents rated the housing environment as poor, while ۴۶.۸% described internal road infrastructure as poor.CONCLUSION: The findings revealed substantial gaps in the design and implementation of public housing delivery programs, with issues of affordability, accessibility, and infrastructure maintenance contributing to financial stress among residents. Stronger political will, targeted subsidies, improved infrastructure, and inclusive publicity strategies are required to enhance housing outcomes and ensure that housing delivery is equitable, affordable, and sustainable.