Mediating Role of the Financial Behavior Management in the Relation between the Personality Traits and Subjective Well-being

The present study was conducted in order to study the mediating role of financial behavior management in the relation between the personality traits and subjective well-being. Therefore, a sample consisted of ۴۷۹ staffs of universities located in Gilan province have answered to the Iranian Big Five (GARDON), financial behavior management and Subjective Well-being Questionnaires, after being selected by the clustered sampling. The data was collected and analyzed by the structural equation modeling method. The results of the analysis showed that the personality traits in total explained ۱۴% of the financial behavior management variance and the personality traits and financial behavior management explained ۳۲% of the subjective well-being variance. Also, this study showed that, on one hand, the path coefficient of three factors of neuroticism / emotional stability, extraversion / happiness and conscience / humility were significantly associated with the subjective well-being and on the other hand, the path coefficient of three factors of conscience / humility, openness/competence and agreeableness/conservativeness were significantly associated with the financial behavior management. Finally, the results of the analysis showed that the path coefficient between the financial behavior management and subjective well-being was significant, and the financial behavior management mediated the relationship between the three factors of conscience / humility, openness/competence and agreeableness/conservativeness and subjective well-being. Totally, considering the results of the present study it can be concluded that probably, by financial behavior management skills training, we can increase the positive effect of personality traits on the subjective well-being and can decrease its negative effects.

کلیدواژه ها:

financial management behaviors ، personality traits ، Subjective Well-being ، Structural equation modeling ، GARDON ، مدیریت رفتار مالی ، صفات شخصیت ، بهزیستی ذهنی ، مدل یابی معادلات ساختاری ، گردون