The effects of cyber insurance in reducing cyber security risk in digital businesses

In today's fully connected digital world, businesses face an ever-growing number of cyber threats, from data breaches and ransomware attacks to engineering fraud and insider threats, so the need to have solutions to maintain cyber security is more important than ever. Is. In this way, several solutions including complex methods and fraud detection algorithms, use of artificial intelligence tools, collection of strong datasets, etc., were used, but even the most comprehensive security protocols cannot provide absolute protection in Guarantee against cyber incidents. At this stage, the presence of a mitigating factor such as cyber insurance plays a central role in reducing digital risk and protecting businesses against potentially catastrophic financial and reputational consequences of cyber-attacks, and if used correctly, it can protect against many damages and to prevent or adjust the problems related to cybercrimes. Therefore, in this research, we decided to investigate the effects of cyber insurance in reducing the risk of cyber security and protecting digital businesses. For this purpose, we will first examine the concepts of risk, cyber space, cyber security risk and cyber insurance, and then we will have an overview of the effects of cyber insurance on digital risk management.

کلیدواژه ها:

Cyber insurance ، cyber security risk ، risk management