The management methodology of using blockchain technology in the insurance industry for the development of the insurance industry

سال انتشار: 1402
نوع سند: مقاله کنفرانسی
زبان: انگلیسی
مشاهده: 1,173

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شناسه ملی سند علمی:

ICIMAH01_032

تاریخ نمایه سازی: 16 اسفند 1402

چکیده مقاله:

Purpose: In this article, our purpose is firstly how to use blockchain technology in theinsurance industry, which is a platform for recording and archiving information, andthen to examine solutions for carrying out insurance affairs in the context of thistechnology, which has its own advantages. We will discuss it further. Methodology: Inthis article, we will introduce the related and required technologies to use thistechnology in the insurance industry, which include hash, node, consensus algorithm,oracles, internet blockchains, smart contracts, peer-to-peer network and Airdrop. Byintroducing these technologies, one can take an effective step towards a better anddeeper understanding of the amazing world of blockchain. Findings: With the help ofblockchain technology and the aforementioned technologies, it is possible to improvecommunication between insurance companies, speed up the stages of insurance matters,which include customer information inquiries, insurance policy issuance, damageregistration and finally depositing the determined amount of damage to He noted theloss of accounts and a significant reduction in fraud cases. Conclusion: With the help ofthe advantages and how to use this new technology in different fields of insurance, it ispossible to comprehensively benefit from the stage of information registration to thestage of damage. The payment of damages by the insurer in the form of tokens specificto each insurance company creates value and makes the shares of insurance companiesmore valuable, as well as significantly reducing fraud cases as a result of reducing theamount of insurance premiums, which makes the insurance industry profitable andultimately the progress and development of the economy. The country took a big step.

کلیدواژه ها:

نویسندگان

Saeed Ranjbar

Department of Management, Farvardin University, xehi۵۰@gmail.com

Sahar Ranjbar

Department of Management, Farvardin University

Yaser Ebrahimian

Professor of Management, Farvardin University

Maryam Balouei

Professor of Management, Farvardin University

Sepideh Ranjbar

Department of Management, Kashan University