The Performance of the Use of Modern Methods of Financing and its Impact on Banks Capital Adequacy Ratio

Due to the variable nature of the banking system space in recent years, many researchers have studied theperformance of these systems as well as the impact of new financial performances on them. Increasinglycompetitive market of financial institutions and banks, prompted investors and managers of these units topay special attention to improving the performance of their systems especially the cases related tofinancing methods of the institution. In this regard, some banks use modern methods of financing. Thepurpose of this study was to investigate the performance of the use of modern methods of financing andits impact on the banks capital adequacy ratio. The statistical population of the study is all branches ofEghtesad Novin Bank in Iran, which are over 270 branches throughout Iran. Due to data envelopmentanalysis selection in this study as a research method, the sample was consistent with the population. Dueto the integrated banking system of EghtesadNovin Bank, all banking operations are concentrated in thecentral core of the bank and the branches have no independent financial statements. Therefore, therequired data for the present study have been computed and extracted from the headquarters ofEghtesadNovin Bank. The results of this study showed that technical efficiency in the state of BCC(VRS) situations of issuing in the modes of I and E and in the state of CCR (CRS) situations of issuing inthe modes of E, D, and J is below average, so it is ineffective.

کلیدواژه ها:

Financing Modern Methods ، Capital Adequacy Ratio ، The Bank Of Eghtesad Novin