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This is to certify that your paper entitled «Separation and ranking of Refah bank’s good credit customers by the procedure data mining» was indexed with 9 pages, in the CIVILICA citation database, code COI:ICMM01_0779, after evaluation and approval of the referees of the "International Conference on Managing Challenges and Solutions held in Shiraz 2013.

While offering our congratulations on the indexation of your paper, please be informed that this certificate is prepared based on the information submitted by the secretariat of the above conference and the information contained in the CIVILICA database, and the accuracy of its content can be inquired at any time through link provided at the bottom of the page or scanning the code image.