Financial Monitoring in the Bank as a Market Instrument in the Conditions of Innovative Development and Digitalization of Economy: Management and Legal Aspects of the Risk-Based Approach
- سال انتشار: 1399
- محل انتشار: فصلنامه بین المللی مهندسی صنایع و تحقیقات تولید، دوره: 31، شماره: 4
- کد COI اختصاصی: JR_IJIEPR-31-4_007
- زبان مقاله: انگلیسی
- تعداد مشاهده: 201
نویسندگان
Department of International Management, Kyiv National University of Trade and Economics, ۱۹, Kyoto str. Kyiv, Ukraine
Department of Finance and Banking, Cherkassy Educational-Scientific Institute of Banking University, ۱۶۴ V. Chornovil St, Cherkassy, Ukraine
Department of Economic Cybernetics and Marketing, Kyiv National University of Technologies and Design, Nemyrovycha-Danchenka Street, ۲, Kyiv, Ukraine
International E-commerce and Hotel;Restaurant Business Department, V. N. Karazin Kharkiv National University, Kharkiv, Ukraine
Department of Civil Law №۲, Yaroslav Mudryi National Law University, st. Pushkinskaya, ۷۷, Kharkiv, Ukraine
چکیده
The article examines foreign and domestic experience in organizing financial monitoring systems, systematizes the requirements for its implementation in Ukraine. The basic legal norms, enshrined in the joint directives of the European Parliament and of the Council of the EU, and underlying the national financial monitoring systems of the EU countries and Ukraine have been also analyzed. Taking into account the fact that the risk-based approach is the main basis for the effective implementation of all FATF recommendations, the nature of the risk of money laundering / financing of terrorism and the criteria for their assessment have been investigated. A scheme of improving the process of financial monitoring in a bank has been developed, as well as a number of measures have been proposed to raise the level of adhering to the legislation in the field of anti-money laundering and counter-terrorist financing by the banking sector.کلیدواژه ها
anti-money laundering, counter-terrorist financing, customer risk, financial monitoring, risk-based approach.اطلاعات بیشتر در مورد COI
COI مخفف عبارت CIVILICA Object Identifier به معنی شناسه سیویلیکا برای اسناد است. COI کدی است که مطابق محل انتشار، به مقالات کنفرانسها و ژورنالهای داخل کشور به هنگام نمایه سازی بر روی پایگاه استنادی سیویلیکا اختصاص می یابد.
کد COI به مفهوم کد ملی اسناد نمایه شده در سیویلیکا است و کدی یکتا و ثابت است و به همین دلیل همواره قابلیت استناد و پیگیری دارد.