The methodology of implementing the issuance and payment of car damage with the help of blockchain technology

سال انتشار: 1403
محل انتشار: چهارمین کنفرانس بین المللی تحقیقات پیشرفته در مدیریت و علوم انسانی
کد COI اختصاصی: HUCONF04_005
زبان مقاله: انگلیسی
تعداد مشاهده: 135

نویسندگان

Department of Management, Farvardin University

چکیده

Purpose: In this article, our purpose is firstly how to use blockchain technology in car insurance, which is a platform for recording and archiving information, and then to examine solutions for issuing, paying premiums and car damage in the context of this technology, which has special benefits. It has its own, which we will discuss further. Methodology: In this article, we will introduce related technologies and required to use this technology in the insurance industry, which include hash, node, consensus algorithm, oracles, internet blockchains, smart contracts, peer-to-peer network. and airdrop. With the help of this technology, an effective step can be taken on insurance matters. Findings: With the help of blockchain technology and the aforementioned technologies, it is possible to improve communication between insurance companies, speed up the stages of insurance affairs, which include asking for customer information, issuing insurance policies, registering claims and finally depositing the determined amount of claims to He noted the loss of accounts and a significant reduction in fraud cases. Conclusion: With the help of the advantages and how to use this new technology in the automobile industry, it is possible to comprehensively benefit from the stage of information registration to the stage of damage, and by using this technology, it is possible to pay the insurance premium by the insurer or pay the damage. By the insurer in the form of tokens specific to each insurance company, it created value and made the shares of insurance companies more valuable.

کلیدواژه ها

Insurance, Blockchain, Technology, Prosperity of the insurance industry, Be smart

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