Applying the health action process approach model (goodness) in explaining micro savings behavior
- سال انتشار: 1403
- محل انتشار: مجله آنالیز غیر خطی و کاربردها، دوره: 15، شماره: 12
- کد COI اختصاصی: JR_IJNAA-15-12_003
- زبان مقاله: انگلیسی
- تعداد مشاهده: 197
نویسندگان
Department of Business Management, Faculty of Management and Economics, Tehran Science and Research Branch, Islamic Azad University, Tehran, Iran
Department of Business Management, Faculty of Management and Economics, Tehran Science and Research Branch, Islamic Azad University, Tehran, Iran
Department of Statistics, Faculty of Mathematics and Computer Statistics, Allameh Tabatabai University, Tehran, Iran
چکیده
In this research, the fit of the model according to the GOF criterion shows a strong fit for this model. Also, based on the standardized root mean square residual index (SRMR), which has recently become more preferred, the acceptable fit of this model has been confirmed. The findings showed that firstly, there is a significant correlation between the constructs of the health action process approach model and micro-savings behavior among the study participants. Secondly, the constructs of action self-efficacy, outcome expectations and risk awareness were able to predict ۶۲% of the variance of behavioral intention, and also, the intention with the mediation of planning together with maintenance self-efficacy and recovery self-efficacy, ۵۹% of the behavior variance. They predicted small savings. Conclusion: In this study, we found that intention, action self-efficacy, planning and self-efficacy play a role as the most important determining factors in the adherence to savings in the target community. It was found that HAPA is useful in determining the predictors of adherence to savings among people. It is promising to design intervention programs to improve the level of adherence to savings by considering these factors. Macro policymakers and market leaders, especially financial businesses, should focus on the self-efficacy and planning of people in designing such interventions so that they can change the financial behavior of customers for the benefit of savings for themselves and their customers.کلیدواژه ها
savings, saving intention, health action process policy, micro savings, Structural Equation Modelاطلاعات بیشتر در مورد COI
COI مخفف عبارت CIVILICA Object Identifier به معنی شناسه سیویلیکا برای اسناد است. COI کدی است که مطابق محل انتشار، به مقالات کنفرانسها و ژورنالهای داخل کشور به هنگام نمایه سازی بر روی پایگاه استنادی سیویلیکا اختصاص می یابد.
کد COI به مفهوم کد ملی اسناد نمایه شده در سیویلیکا است و کدی یکتا و ثابت است و به همین دلیل همواره قابلیت استناد و پیگیری دارد.