Barzin Badghan - Department of Business Management, Faculty of Management, Central Tehran Branch, Islamic Azad University, Tehran, Iran
Seyed Ali Mirjalili - Department of Psychology, Faculty of Humanities, Islamic Azad University, Central Tehran Branch, Tehran, Iran
Maryam Behifar - Department of Technology Management, Faculty of Management and Economics, Science and Research Branch, Islamic Azad University, Tehran, Iran
Elham Moghadamnia - Department of Technology Management, Faculty of Management and Economics, Science and Research Branch, Islamic Azad University, Tehran, Iran
Alireza Ebrahimi - Faculty of Management, Payame Noor University, Tehran, Iran

Investment in and allocating investment resources to business activities is done through financial market and banking credit market is part of this market. The most role of banks in financial market is giving credit to customers. In this matter the capital adequacy assessment and credit risk are important and their control is considered as one of the key effective factors in bank operation and plays a major role in banks and financial institutes’ stability. So, the aim is determining the effect of macroeconomic variables (GDP, liquidity, inflation rate and exchange rate) on Capital adequacy, liquidity risk and credit risk. The results showed that macroeconomic variables have a significant effect on banking risks.

Capital adequacy ratio, Credit Risk, Gross Domestic Product (GDP), Panel Data, Econometrics