Bank card fraud detection using artificial neural network

  • سال انتشار: 1394
  • محل انتشار: فصلنامه مدیریت فناوری اطلاعات، دوره: 6، شماره: 4
  • کد COI اختصاصی: JR_JITM-6-4_010
  • زبان مقاله: انگلیسی
  • تعداد مشاهده: 247
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نویسندگان

ملیحه وثوق

MSc. in Information Technology Management, Science and Research Branch, Islamic Azad University, Tehran, Iran.

محمد تقی تقوی فرد

Assistant Prof., Allameh Tabatabaii University, Tehran, Iran.

محمود البرزی

Assistant Prof., Science and Research Branch, Islamic Azad University, Tehran, Iran.

چکیده

There is no accurate data for the bank cards fraud in Iran. But, it seems to be a growing trend in this regard and in the near future it is going to become one of the critical problems in Iran's banking system. Unfortunately, not enough research works have been done in this field in our country and the banking system requires models that are efficient enough to ensure safe use of bank cards. In this paper, after identifying the most common types of bank cards frauds and fraudulent transactions simulation, Artificial Neural Network (ANN) was used for the classification of transactions into two types of legitimate (non-fraud) and fraudulent (suspicious) actions. The proposed model is a Multi-Layer Perceptron (MLP) neural network designed based on the domestic banking system and is able to classify the transactions with more than ۹۹ percent accuracy. Measures of performance calculated in this study are compared with the results of other research models. The results show that the proposed model is quite reliable and valid.

کلیدواژه ها

bank card, Fraud, Multi-Layer Perceptron, Neural Network

اطلاعات بیشتر در مورد COI

COI مخفف عبارت CIVILICA Object Identifier به معنی شناسه سیویلیکا برای اسناد است. COI کدی است که مطابق محل انتشار، به مقالات کنفرانسها و ژورنالهای داخل کشور به هنگام نمایه سازی بر روی پایگاه استنادی سیویلیکا اختصاص می یابد.

کد COI به مفهوم کد ملی اسناد نمایه شده در سیویلیکا است و کدی یکتا و ثابت است و به همین دلیل همواره قابلیت استناد و پیگیری دارد.